Description: Results of the committee's 2006 Group Term Life Experience Study, based on experience data from 1999 through 2001. Experience included Death, Disability Waiver of Premium “Waiver”, and Accidental Death and Dismemberment “AD&D” benefits. Also, information is presented separately for Individually Billed versus Self-Administered business. Available pivot tables enable companies to perform their own analysis.

Description: In January 1998, the NAIC Life and Health Actuarial Technical Task Force asked the Society of Actuaries to address disability reserving issues. The reason for this request was that the NAIC had received reports that statutory reserves based on the current morbidity tables frequently fail the tests of adequacy and reasonableness. Further, they requested that this review extend to contract and claim reserves and across all lines of disability insurance - group and individual, and short- and long-term. They also requested help in establishing when it is appropriate for a company to use its own experience in valuation. This report represents a recommendation to the NAIC for an interim update to the 1985 CIDA Table for Individual Disability claim reserves. This zip file contains the final report and appendices.

Description: This is an updated experience study for individual loss-of-time policies from 1972-1973. Annual claim rates, average claim distributions, and annual claim costs are shown for accident disability, sickness disability, and total sickness and accident disability. From Transactions of Society of Actuaries 1975 Reports

Description: Preface for the Group Weekly Indemnity study.

Description: Preface to the Group Weekly Indemnity Insurance and the Group Long Term Disability Insurance studies.

Description: The Committee's charge was to develop new disability tables for possible adoption by appropriate authorities for valuation of individual policy reserves, i.e. active life reserves, and individual and group claim reserves for disabled lives. It was generally agreed that the current valuation table, the 1964 Commissioner’s Disability Table, ‘1964 CDT,’ was no longer appropriate for several reasons. This paper presents the detailed results of the committee's findings and their recommendations. From the 1985 Transactions, Vol. 37.

Description: This is the preface for the 1978 report of the Committee on Group Life and Health Insurance. The products covered: 1. Group Weekly Indemnity Insurance. 2. Group Long-Term Disability Insurance.

Description: Preface to the reports on Group Weekly Indemnity and Group Long Term Disability.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of incidence experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base incidence rates. Included is the report and pivot table.

Description: This is the 1978 report of the experience under certain ordinary waiver of premium benefits between 1959 and 1974 anniversaries.